<h1>Secured gold loan eligibility and documentation requirements emphasized; PAN needed for higher-value applications; NBFC regulatory status noted.</h1> The document describes a secured short-term gold loan where borrowers pledge jewellery as collateral, with valuation by weight and purity and insured custody. Eligibility requires Indian citizenship and specified age limits, minimal ID/address documentation, and a PAN submission requirement for higher-value applications. Product terms include part-release, zero prepayment and foreclosure charges, multiple repayment schedules, top-up and renewal options subject to revaluation and LTV guidelines, transparent branch-level evaluation, and an online-branch application process. The lender is a deposit-taking NBFC registered with the central bank.