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<h1>Deposit insurance protection enables digital fixed deposit investments via a single app while allowing account aggregation and early withdrawal.</h1> The article explains a mobile platform enabling paperless booking and management of fixed deposits from RBI-licensed banks and NBFCs, with deposits booked via the app covered by deposit insurance up to the statutory limit. The service permits investment using an existing bank account without opening new accounts, offers low minimum entry, early withdrawal and reinvestment options, in app tracking, and requires digital verification (OTP, PAN, DOB). Payments and maturity credits flow through the user's bank account and investors are advised to review documents and assess risks independently.