<h1>Audit compliance obligations: banks must recover inadmissible payouts, fix official responsibility, issue certificates and monitor post-waiver lending.</h1> The audit of the Agricultural Debt Waiver and Debt Relief Scheme, 2008 found benefits extended to ineligible accounts, claims on loans to intermediary MFIs, incorrect benefit amounts, reimbursement of inadmissible charges, non-issuance of waiver certificates and lack of monitoring of fresh loans. The Reserve Bank requires banks to recover inadmissible or excess payments, fix responsibility of officials and auditors, consider FIRs where records were tampered with, issue missing waiver certificates promptly, and begin monitoring outcomes for beneficiaries, and to report completion to the regional office.