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    RBI keeps policy rate unchanged for third time in row amid West Asia crisis
    Markets climb in early trade on falling crude oil prices; RBI monetary policy decision awaited
    Rupee jumps 39 paise to 94.89 against US dollar ahead of RBI monetary policy decision
    Punjab govt committed to paying all valid dues; legal options being examined: FM Cheema
    ED searches multiple locations in Punjab, Chandigarh in PMLA case against PSIEC officials
    Rupee gains 9 paise against US dollar
    India, US working towards interim trade agreement: MEA
    Govt to adopt appropriate measures to mitigate fuel price volatility: MoS Finance
    Taxation laws (Amendment) Bill to attract more foreign capital, provide policy certainty introduced in LS
    Champion Mirabai Chanu Unveils MMTC-PAMP's 'Virasat' Recycled Gold Coin to Celebrate India's 80th Year of Independence
    Indian economy to hit USD 5-trillion mark in FY29 as per IMF: FM
    SVC Co-operative Bank Concludes 120th Annual General Meeting, Reaffirms Growth, Governance and Digital Focus
    Rupee falls 3 paise to close at 95.40 against US dollar
    Government Boosts MSME Financing Through SIDBI and ECLGS 5.0
    India's Market Opportunity is Growing, and the Trade is Taking Notice
    50,000 Students to Participate in Season 2 of the Franklin Templeton National Mutual Fund Olympiad 2026
    Currently nine trade disputes pending against India under WTO rules: Govt
    MNLU Mumbai Launches MBA in Entrepreneurship & Digital Business Law
    AU Small Finance Bank Savings Accounts: Competitive Interest Rates, Zero-Balance Digital Account Opening and 24x7 Mobile Banking
    Rupee opens on flat note, rises 3 paise to 95.34 against US dollar in early trade
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    August 5, 2026
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    Monetary policy rate pause maintains a neutral stance amid energy disruption, inflation concerns and sustained rupee depreciation pressures.
    Monetary policy rates were retained without change for a third consecutive review, with a neutral stance maintained amid uncertainty over energy prices and supply disruptions associated with the West Asia crisis. The policy assessment noted retail inflation above the medium-term target, alongside an upward revision to growth expectations and a downward revision to the inflation projection. Continued rupee depreciation was linked to higher oil prices, capital outflows, widening trade deficits and a stronger US dollar.
    August 5, 2026
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    Monetary policy expectations shape equity sentiment as softer crude prices and foreign investment support domestic financial assets.
    Equity market sentiment improved in early trading as lower crude oil prices and foreign fund inflows supported benchmark indices, while investors awaited the monetary policy decision. Softer crude prices, rupee recovery, improving global risk sentiment, resilient economic growth, corporate earnings and sustained foreign portfolio investment supported domestic financial assets, despite continuing global and geopolitical uncertainties.
    August 5, 2026
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    Foreign exchange market movement strengthens as lower crude prices and monetary policy signals influence the rupee's direction.
    Foreign exchange market movement saw the rupee appreciate against the US dollar in early trading, supported by lower crude oil prices, a softer dollar index, domestic equity gains and net foreign institutional investment. Market attention centred on the Reserve Bank of India's monetary policy decision, with expectations of an unchanged benchmark repo rate. Policy communication on inflation and developments in Hormuz-related talks were identified as factors that could influence the rupee's direction.
    August 4, 2026
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    Dearness allowance arrears must be cleared promptly, while the government examines legal remedies and continues its structured liquidation plan.
    Pending dearness allowance arrears of government employees and pensioners are to be cleared within a fortnight, with restraint on unproductive expenditure until admissible dues are paid. The government states that it will pay constitutionally and legally valid dues while examining the judgment, precedents and possible legal remedies. It attributes the arrears to delayed pay commission implementation and frozen dearness allowance, and states that a structured liquidation plan has been prepared and partly implemented.
    August 4, 2026
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    Money-laundering investigation examines alleged fraudulent industrial plot allotments, benami holdings and diversion of plots to residential use.
    A money-laundering investigation under the Prevention of Money Laundering Act examines alleged irregularities in industrial-plot allotments involving corporation officials, private persons, property dealers and alleged benamidars. The inquiry concerns alleged use of fictitious firms and false addresses to obtain plots, allotments to relatives and associates, and alleged diversion or change of land use from industrial to residential purposes. These activities are alleged to have generated private gains while causing loss to the public exchequer.
    August 4, 2026
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    Rupee exchange-rate movement gains support from capital inflows, while oil prices, dollar strength and monetary policy shape sentiment.
    Rupee exchange-rate movement was supported by foreign capital inflows and improved global risk sentiment, while elevated crude-oil prices and a stronger US dollar constrained gains. Market attention shifted to monetary policy, overseas dollar-deposit incentives and easier foreign access to government bonds, which were reported to support capital inflows and India's external position. A cautious approach to the benchmark repo rate was expected amid assessment of the West Asia conflict.
    August 4, 2026
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    Interim bilateral trade agreement negotiations continue as both sides work to finalise unresolved issues in the proposed arrangement.
    Interim bilateral trade agreement negotiations between India and the United States are continuing. Both sides have undertaken substantial work, while certain issues remain to be finalised before completion of the proposed interim trade arrangement. A United States Trade Representative delegation visited India to advance discussions. The text records the status of negotiations and identifies no concluded agreement or operative customs measure.
    August 4, 2026
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    Fuel-price volatility mitigation will combine fiscal measures, consumer protection, energy security and fiscal sustainability during external energy shocks.
    Fuel-price volatility is to be mitigated through fiscal and administrative measures that protect consumers while maintaining fiscal sustainability. The approach includes monitoring revenue and expenditure, reprioritising spending, and using fiscal measures when economic conditions require. Reduced central excise duty on petrol and diesel moderated the impact of elevated international crude prices and partly offset under-recoveries of public-sector oil marketing companies. Longer-term measures include revenue mobilisation, import diversification, Strategic Petroleum Reserves, cleaner fuels and energy efficiency.
    August 4, 2026
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    Tax policy certainty reforms propose easier fund management, data-centre access, electronics incentives and revised electronic-payment charging rules.
    The proposed Bill seeks to simplify conditions for foreign investment funds using fund managers in India without being treated as carrying on business in India, while retaining safeguards against misuse and round-tripping. It proposes removal of approval requirements for foreign cloud companies using Indian data centres and permits leased operation of Indian data centres. It also extends tax support for foreign companies participating in electronics contract manufacturing and component warehousing, preserves tax-free dividends for REIT and InvIT investors in specified circumstances, and removes the prohibition on Merchant Discount Rate charges for notified electronic payment modes.
    August 4, 2026
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    Responsible precious-metals recycling supports recycled-gold products, organised buyback channels and a more self-reliant domestic supply chain.
    Responsible precious-metals recycling is promoted through a commemorative recycled-gold coin intended to support domestic recycling, responsible sourcing and a self-reliant supply chain. The product is described as having certified purity authentication, tamper-proof packaging, a unique identification number and an assayer-certified minted card. The initiative seeks to reduce dependence on imported gold and expand organised, transparent recycling infrastructure. An organised silver buyback programme is also described as supporting secure consumer sales and a circular economy for precious metals.
    August 4, 2026
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    Broad-based growth strategy links tax reforms, trade resilience, industrial support and services development to medium-term economic expansion.
    The growth strategy combines agricultural productivity, manufacturing, MSME support, infrastructure, logistics, ease of doing business, streamlined income-tax and GST reforms, innovation, digitalisation, human-capital development, energy security, public capital expenditure, foreign direct investment liberalisation, export promotion, fiscal prudence and price stability. Trade resilience is to be strengthened through expanded trade agreements, while manufacturing, services, agriculture and strategic sectors receive targeted policy support. The material also reports secured-asset enforcement cases and recoveries by banks under the SARFAESI framework during FY25.
    August 4, 2026
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    Co-operative bank governance and financial disclosure support digital transformation, risk management, priority-sector lending and sustainable member-focused growth.
    Co-operative bank governance and financial disclosure were addressed at the annual general meeting, where the member-notice agenda was transacted and audited financial statements were presented. The bank reported growth in business, deposits and advances, together with net profit, asset quality, provisioning coverage and capital adequacy indicators. Its operational priorities include digital transformation, risk management, selective network expansion, customer service and operational discipline. Future priorities include retail and priority-sector lending, MSMEs, affordable housing and institutional deposits.
    August 4, 2026
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    Foreign-exchange market conditions weakened the rupee as oil prices, domestic equities and dollar strength shaped near-term currency expectations.
    The rupee weakened against the US dollar amid elevated crude oil prices, weaker domestic equities and a stronger dollar index, while foreign fund inflows moderated the decline. Attention shifted to the central bank's monetary policy meeting, with continuation of the existing benchmark policy rate anticipated. Earlier measures encouraging overseas dollar deposits and facilitating foreign participation in government bonds were reported to support capital inflows and India's external position.
    August 4, 2026
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    MSME credit expansion combines SIDBI lending initiatives with guaranteed additional working-capital facilities for eligible borrowers.
    MSME credit access is being expanded through SIDBI's branch network, direct lending, refinance support, co-lending arrangements, affordable credit for informal micro-entrepreneurs, and invoice-based digital credit for micro enterprises. Emergency Credit Line Guarantee Scheme 5.0 enables eligible MSMEs to obtain additional credit linked to peak fund-based working-capital outstanding, with full guarantee coverage for member lending institutions against defaults on the additional facility. The scheme also covers scheduled passenger airlines under distinct eligibility and guarantee parameters.
    August 4, 2026
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    Furniture and interiors sourcing platform connects Indian manufacturers with domestic and international trade buyers through direct procurement opportunities.
    imm india 2026 is presented as a business-to-business sourcing platform linking Indian furniture, home de cor, rug, carpet, mattress and handicraft manufacturers with domestic and international trade buyers. It is intended to provide direct manufacturer access, design-led sourcing and project-scale procurement opportunities for architects, designers, retailers, hospitality professionals and real estate developers. The programme includes a hosted buyer initiative, industry conferences, knowledge sessions and awards addressing innovation, sustainability, craftsmanship and design.
    August 4, 2026
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    Financial literacy Olympiad builds students' practical understanding of mutual funds, financial planning, market concepts and responsible investment participation.
    Financial literacy and investment awareness are promoted through a nationwide, multi-level educational competition for undergraduate and postgraduate students. Participants are assessed on mutual funds, investment fundamentals, financial planning, market concepts and long-term wealth creation, with exposure to market-linked products including ETFs, portfolio management services, alternative investment funds and specialised investment funds. The initiative combines academic institutions and financial-sector participants to improve practical investment knowledge, informed decision-making and responsible participation in investment markets.
    August 4, 2026
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    WTO dispute settlement challenges test India's safeguards, agricultural support, technology tariffs and production-linked incentives across pending proceedings.
    Nine pending WTO disputes against India concern safeguard measures, sugar support and export schemes, information and communications technology tariffs, and technology-sector incentives. India contests the claims as consistent with its WTO rights and obligations. Appeals concerning iron and steel safeguards, sugar measures, and certain information and communications technology tariff reports remain pending, including because the WTO Appellate Body is non-functional. Other proceedings concern Chinese challenges to production-linked incentives, tariffs, and solar, automotive, renewable-energy and information-technology measures; one panel proceeding is ongoing and another panel has not been constituted.
    August 4, 2026
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    Digital business law and entrepreneurship education combine management, compliance and innovation training for technology-driven enterprise careers and ventures.
    The MBA programme integrates management education, entrepreneurial capability, digital business law, and legal and policy awareness for technology-driven enterprise. It addresses compliance, digital platforms, data-driven decision-making, artificial intelligence, digital transactions, intellectual property, cross-border commerce and evolving regulatory frameworks. The programme is designed for prospective founders, start-up professionals, transforming family businesses and careers in consulting, strategy, business development, policy-oriented enterprises and digital commerce, with industry-relevant entrepreneurship education and digital-first learning.
    August 4, 2026
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    Savings account access expands through video KYC, mobile banking, no-minimum-balance options, monthly interest payments and deposit insurance coverage.
    Savings accounts provide monthly interest payments, liquidity and access to funds, subject to eligibility, internal policies and applicable terms. Digital account opening through Video KYC is available for an account with no minimum balance requirement, supported by mobile banking for UPI transfers, bill payments and balance monitoring. Account variants include premium, value-oriented, agricultural, financial-inclusion, children's and basic no-frills accounts. Deposit insurance applies up to the prescribed limit per depositor per bank.
    August 4, 2026
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    Foreign-exchange market conditions supported a modest early rupee gain, while importer demand and policy data remained key factors.
    Foreign-exchange market conditions supported a marginal early appreciation of the rupee against the US dollar, led by broad US-dollar weakness, improved risk sentiment, lower oil-price levels and foreign portfolio inflows. Importer demand for dollars moderated the movement. Market direction remained linked to the forthcoming monetary-policy decision and US economic data, while reported central-bank activity was described as helping smooth currency volatility. The US dollar index, crude-oil movements, global supply expectations and domestic equity-market activity were relevant exchange-rate influences.

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      La Excellence IAS Academy Celebrates Unprecedented Success with 78+ Rankers in UPSC 2024 , Highest in South India

      April 23, 2025

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      Hyderabad (Telangana) [India], April 22: La Excellence IAS Academy, one of India’s premier coaching institutions for civil services aspirants, has once again proven its excellence with outstanding results in the UPSC 2024 Civil Services Examination. The academy is proud to announce that it has produced over 78+ students with coveted All India Ranks (AIR) in this year’s examination, continuing its legacy of success and academic excellence.

      Founded in 2009 by Dr. Rambabu Paladugu, Mr. Narendranath (IFS), and Dr. Chandra Shekhar (IRS), La Excellence initially started as “Let’s Unite for Excellence (LUFE)” in Delhi before expanding to Hyderabad and then further to Bangalore. Over the years, the academy has consistently helped thousands of aspirants achieve their dream of entering prestigious services like IAS, IFS, IPS, and other central services.

      The academy’s top-performing students for UPSC 2024 have made waves across the country, with several securing top positions, demonstrating the institution's commitment to providing high-quality education and guidance. La Excellence’s carefully structured programs, which include regular mock tests, personalized mentoring, and in-depth subject material, have been crucial in helping students navigate the demanding path to the Indian Administrative Service.

      Dr. Rambabu Paladugu, Chairman of La Excellence IAS Academy, expressed his delight at the academy's remarkable performance. “This achievement is the culmination of relentless effort, discipline, and the dedication of both our students and faculty members. La Excellence stands as a beacon of hope for those pursuing their civil services dreams. We have always focused on providing comprehensive, personalized training, and our success in the UPSC 2024 results reaffirms the effectiveness of our approach,” he said.

      Dr. Paladugu also took a moment to congratulate all the successful candidates, emphasizing that La Excellence's commitment to innovation and quality education will continue to play a vital role in shaping the future of India’s civil services. “We are immensely proud of our students who have successfully cracked the UPSC exams. Their achievements reflect the hard work and passion they’ve shown, and we will continue to provide them with every tool they need for future success,” he added Ram Mohan, the Academic Director of La Excellence IAS Academy, shared his thoughts on the academy’s success in the UPSC 2024 results. “The journey to UPSC success is not easy, but with the right guidance, tools, and mentorship, our students have proved that excellence is achievable. Our faculty works tirelessly to ensure that each student is equipped with not just academic knowledge, but also the strategic mindset needed to succeed. We are proud of our students’ achievements and remain committed to refining our approach to provide even more tailored support for the future aspirants. La Excellence's consistent success is a reflection of our commitment to academic integrity and the relentless pursuit of excellence,” he said.

      Several successful students shared their experiences of their UPSC journey at La Excellence: • Raj Krishna Jha AIR 8: "The Interview Guidance Program (IGP) at La Excellence was a key factor in my success. The personalized mentorship allowed me to pinpoint my strengths and use them effectively during the interview, making all the difference." • Banna Venkatesh AIR 15: "The thorough study material and regular test series offered by La Excellence were essential in keeping me on track throughout my preparation. The academy's continuous support provided the structure I needed for my UPSC journey. The ecosystem La Excellence has built for UPSC preparation is unmatched." • Sravan Kumar Reddy AIR 62: "After several attempts at UPSC, I found the General Studies coaching at La Excellence to be transformative. With Ram Mohan's expert guidance and a focused, personalized approach, I was able to sharpen my skills and significantly improve my performance." A Comprehensive Approach to UPSC Preparation La Excellence offers a range of specialized courses that cater to the unique needs of every aspirant. Among their flagship offerings is the Prelims Cum Mains (PCM) Foundation Course, which integrates both stages of the examination, the Rapid Revision Programs (RRP) for last-minute preparation, and Interview Guidance Programs (IGP) that offer personalized mock interviews and feedback from experienced faculty.

      The academy’s state-of-the-art infrastructure ensures that students have access to an environment conducive to focused study. Spacious classrooms, a 24/7 study hall, well-equipped libraries, and advanced technology make La Excellence a preferred choice for civil services aspirants. Additionally, the Degree + IAS Program integrates academic education with IAS preparation, offering students a well-rounded approach to their education.

      Looking Ahead: Building Future Leaders With its unwavering commitment to quality, La Excellence continues to evolve, ensuring that every student receives not only the academic preparation but also the emotional and psychological support necessary for success in the UPSC examination. The academy's expert faculty, student-centric approach, and innovative programs make it the first choice for students across India who dream of entering the civil services.

      As La Excellence celebrates the 2024 UPSC results, the academy reiterates its commitment to shaping the next generation of civil servants, ready to lead and serve the nation with integrity and dedication.

      La Excellence IAS Academy is a leading institution dedicated to providing high-quality coaching for the Civil Services Examination. With a proven track record of producing top ranks in UPSC, IFS, IPS, and other central services, the academy offers a wide range of programs designed to equip students with the necessary skills and knowledge to excel in the competitive field of civil services.

      For more information about La Excellence IAS Academy’s offerings and admission process, please visit www.laex.in.

      List of All UPSC 2024 Rankers • AIR 8 RAJ KRISHNA JHA • AIR 11 ETTABOYINA SAI SHIVANI • AIR 15 BANNA VENKATESH • AIR 38 ABHISHEK SHARMA • AIR 41 SACHIN BASAVARAJ GUTTUR • AIR 43 AVDHIJA GUPTA • AIR 46 RAVULA JAYASIMHA REDDY • AIR 62 CHINTAKINDI SHRAVAN KUMAR REDDY • AIR 68 SAICHAITANYA JADHAV • AIR 78 ABHISHEK SINGH • AIR 95 DEVIKA PRIYADERSINI • AIR 96 ADITYA ACHARYA • AIR 114 VIVEK GARG • AIR 146 CHALLA PAVAN KALYAN • AIR 154 NELLURU SAI TEJA • AIR 199 SOURABH RAJENDU • AIR 221 BOLLAM UMAMAHESWAR REDDY • AIR 232 POOLA DHANUSH • AIR 233 VIJAYLAKSHMI • AIR 255 POTHARAJU HARI PRASAD • AIR 260 SOURABH KUMAR • AIR 263 PREETHI A C • AIR 279 KANISHAK AGGARWAL • AIR 284 SHIVANSH TRIPATHI • AIR 316 K SRINIVASA KEERTHI REDDY • AIR 332 MANISH SHARMA • AIR 392 JEENU SRI JASWANTH CHANDRA • AIR 394 AKSHITA TRIVEDI • AIR 399 ACHAL ANAND • AIR 400 KRITIKA NOGRAIA • AIR 440 MANTHAN JINDAL • AIR 446 MADHAVI R • AIR 455 POTUPUREDDI BHARGAV • AIR 462 RAHUL C YARANTELI • AIR 523 BHANU PRAKASH J • AIR 529 PANDURANG S KAMBALI • AIR 532 SANDEEP GUPTA • AIR 544 A MADHU • AIR 567 BHARATH C YARAM • AIR 577 BONTHALA SAI VINOD KRISHNA • AIR 579 ANAMIKA PANDEY • AIR 587 KASHISH GUPTA • AIR 602 RITWIK RAI • AIR 605 DESAI DILIPKUMAR KRISHNA • AIR 615 DAYANANDA SAGAR L • AIR 638 ADITYA KESHRI • AIR 663 ANKIT ANAND • AIR 668 UDIT KUMAR SINGH • AIR 671 THAKRE NAMRATA ANIL • AIR 672 DISHA DWIVEDI • AIR 681 DONEPUDI VIJAY BABU • AIR 682 SUMITI • AIR 690 SANJAY SHASHIKANT KOUJALAGI • AIR 695 ARYAMAN YADAV • AIR 696 PRIYANKA RATHORE • AIR 700 M VENKATESH PRASAD SAGAR • AIR 714 VISHAL MAHAR • AIR 736 BHAVIRI SANTOSH KUMAR • AIR 745 SARAVANAKUMAR T • AIR 746 PATEL SHRITESH BHUPENDRA • AIR 769 KIRUTHIKA M • AIR 770 ATLA THARUN TEJA • AIR 779 ANNU GUPTA • AIR 798 SANAGAVARAPU SAI BHARGAVA • AIR 799 THOGARU SURYATEJA • AIR 807 SANKAR PANDIARAJ • AIR 808 ADITI PATEL • AIR 814 GANGADHARI VIKRAM • AIR 831 KULYE SHRUSHTI SURESH • AIR 839 WANGE SAMPADA DHARMARAJ • AIR 871 RAJU NAMDEO WAGH • AIR 918 KARTHIK D • AIR 934 GOKAMALLA ANJANEYULU • AIR 938 BANOTHU SRINIKESH NAIK • AIR 949 RAMTENKI SUDHAKAR • AIR 975 RAVADA SAI MOHINI MANASA • AIR 976 RASHMI G (Disclaimer: The above press release comes to you under an arrangement with PNN and PTI takes no editorial responsibility for the same.). PTI PWR PWR

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