<h1>Credit score requirement shapes loan eligibility; app delivers personalised offers, digital verification and faster disbursal.</h1> OneScore bases loan offers and streamlined eligibility on displayed Experian and CIBIL credit scores and basic income criteria, presenting personalised lender proposals that users can activate. The process is fully digital: applicants upload identity, address and income documents through secure integrations for instant verification; verified data is stored to reduce repeat submissions. A simplified interface lets borrowers choose amounts and employment details, while real time status updates, EMI reminders, credit building tools and a bureau reporting mechanism for suspected unauthorised loans are provided.