<h1>Insurance transfer obligations: update vehicle insurance to the new owner to maintain coverage and legal compliance.</h1> The article sets out the legal and procedural framework for transferring car insurance when ownership changes, stressing that transfer must follow RTO registration update and be completed within 14 days to avoid claim rejection and legal exposure. It details required steps: RC transfer via Form 29/30, notifying the insurer, submitting documents (updated RC, original policy, NOC, identity/address proof, PUC, road tax), possible vehicle inspection and IDV reassessment, payment of transfer fees, and issuance of an endorsement or new policy. It highlights buyer and seller considerations, non-transferability of No Claim Bonus, and insurer facilitation measures.