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of <h1>Regional Rural Banks Achieve Record Profit of Rs. 7,571 Crore in FY 2023-24; Net NPAs Drop to 2.4%</h1> Regional Rural Banks (RRBs) achieved a record net profit of Rs. 7,571 crore in FY 2023-24, with improvements in key financial indicators such as CRAR, deposits, NPAs, and Credit to Deposit Ratio. The total balance sheet size increased from Rs. 7,04,556 crore in FY 2021-22 to Rs. 8,40,080 crore in FY 2023-24, while net NPAs declined from 4.7% to 2.4%. The government is reviewing RRBs' performance, focusing on financial parameters, technology upgrades, and loan diversification. RRBs' role in financial inclusion through schemes like Pradhan Mantri Jan Dhan Yojana is also under review.
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