<h1>RBI to Enhance Digital Payments with Soft-Touch Regulations, Aims for Global UPI Expansion and Increased Adoption</h1> The Reserve Bank of India (RBI) will continue to foster payment system innovations with soft-touch regulations to enhance digital payments and cross-border transactions, according to the Governor. Speaking at the Digital Payments Awareness Week 2025, he highlighted the need for increased digital payment adoption, noting 40% of adults still do not use them. The RBI aims to expand UPI's global reach and link it with other countries' payment systems to improve cross-border payment efficiency. Despite significant growth, more efforts are needed to deepen digital payment penetration, with current initiatives focusing on innovation, awareness, and security.