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of <h1>RBI Seeks Public Input on Draft Guidelines for Responsible Lending: Foreclosure Charges and Pre-Payment Penalties Under Review.</h1> The Reserve Bank of India (RBI) has issued a draft circular seeking public and stakeholder comments on the proposed guidelines for responsible lending conduct, specifically concerning the levy of foreclosure charges and pre-payment penalties on loans. This follows an announcement in October 2024 about reviewing existing regulatory guidelines. Interested parties can submit their feedback via email by March 21, 2025. The final circular will be issued after considering the received comments.
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