<h1>Shriram Finance Offers High LTV Ratios, Competitive Interest Rates, and Flexible Repayment for Used Car Buyers</h1> In the realm of used car financing, understanding the Loan-to-Value (LTV) ratio is essential for buyers. The LTV ratio indicates the percentage of a car's value that lenders are willing to finance. A higher LTV ratio means a smaller down payment, while a lower LTV might offer better interest rates. Shriram Finance, a leading NBFC in India, provides high LTV ratios, competitive interest rates starting from 10% per annum, and flexible repayment options up to 48 months. Their streamlined application process requires minimal documentation and offers features like an EMI calculator and timely payment reminders.