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<h1>Rural Financial Inclusion Surges: Income Up 57.6%, Savings and Insurance Expand, Financial Literacy Grows by 17 Points.</h1> NABARD's second All India Rural Financial Inclusion Survey (NAFIS) for 2021-22 reveals significant improvements in rural financial inclusion since 2016-17. Rural households saw a 57.6% increase in average monthly income and a notable rise in expenditure. Financial savings grew, with 66% of households saving money compared to 50.6% previously. Insurance coverage expanded to 80.3% of households, and financial literacy improved by 17 percentage points. The Kisan Credit Card and government welfare schemes have played crucial roles in these advancements. The survey emphasizes the need for continued support and investment in rural development for sustained economic empowerment.