<h1>World Bank Highlights India's Digital Public Infrastructure Success: Financial Inclusion Soars with JAM Trinity and UPI Transactions.</h1> A World Bank document for the G20 highlights India's significant progress in Digital Public Infrastructure (DPI) under its central government. It credits DPI with accelerating financial inclusion, notably through the JAM Trinity, which increased adult financial inclusion from 25% in 2008 to over 80% in six years. The document emphasizes government initiatives like Aadhaar for identity verification and the Jan Dhan Plus program, which boosted savings among low-income women. India's digital Government to Person (G2P) payment system has saved $33 billion, and the UPI system's transactions reached nearly 50% of the nominal GDP in 2022-23. DPI has also reduced business operation costs and enhanced private sector efficiency. The Account Aggregator Framework and Data Empowerment and Protection Architecture (DEPA) further strengthen India's data infrastructure and consumer control over personal data.