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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>FinTech regulation balances innovation with consumer protection and governance, emphasising responsible digital lending and data safeguards.</h1> The Reserve Bank treats FinTech as a force multiplier for inclusion and resilience, promoting innovation through instruments like the Regulatory Sandbox, the Reserve Bank Innovation Hub, a dedicated FinTech Department and pilots such as digitalisation of Kisan Credit Card loans, while pursuing CBDC exploration and payment-system enhancements (UPI variants, BBPS cross-border, Account Aggregator expansion). Concurrently, the Bank emphasises governance, consumer protection, transparent digital lending practices, whitelisting and due diligence of apps, data privacy, cyber security and oversight of concentration risks to preserve competition, market conduct and financial stability.

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