<h1>Pradhan Mantri Mudra Yojana Sanctions Rs. 3.22 Lakh Crore in 2020-21 Amid Pandemic Challenges, Enhancing Digital Access.</h1> In the fiscal year 2020-21, Rs. 3.22 lakh crore was sanctioned under the Pradhan Mantri Mudra Yojana (PMMY) against a target of Rs. 3.50 lakh crore. Since its inception in 2015, over 32.53 crore loans amounting to Rs. 17.32 lakh crore have been extended under PMMY. The scheme provides institutional credit up to Rs. 10 lakh for micro and small business units. Due to the COVID-19 pandemic, the target was not fully met. The government has taken measures to enhance the scheme's implementation, including online application portals, digital lending, and increased publicity. Banks are required to maintain customer confidentiality as per RBI guidelines.