<h1>India Sees 88% Rise in Digital Transactions, Driven by UPI and Government Initiatives, with 22 Billion in FY 2020-21.</h1> India has witnessed an 88% increase in digital transactions over the past three years, with over 22 billion transactions in FY 2020-21, largely driven by the Unified Payments Interface (UPI). The government has promoted digital payments through initiatives like issuing RuPay debit cards to Jan-Dhan account holders. Efforts to enhance digital payment adoption include awareness programs in rural areas. To prevent fraud, the Unique Identification Authority of India (UIDAI) offers various authentication modes. The National Payments Corporation of India (NPCI) facilitates both domestic and international transactions through RuPay cards and partnerships.