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<h1>Public sector bank digital reform advances with EASE 4.0 to embed data and deepen customer centric digital banking services.</h1> EASE 4.0 is introduced as a tech enabled, simplified, collaborative reforms agenda to embed digital and data capabilities across Public Sector Banks. It follows EASE 3.0, under which PSBs returned to aggregate profitability, reduced gross NPAs, advanced digital lending (including Credit@click and 24x7 digital loan channels), deployed analytics teams for proactive credit offers, increased digital transaction share and multilingual services, and recorded significant improvement on the EASE index between March 2020 and March 2021.
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