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<h1>Partial credit guarantee enables banks to buy high-rated NBFC asset pools, providing liquidity support and first-loss cover.</h1> The Scheme provides a one-time Partial Credit Guarantee enabling Public Sector Banks to purchase high-rated pooled assets from eligible NBFCs/HFCs at fair value to alleviate temporary asset-liability mismatches. The guarantee is limited in time and overall purchase ceiling, acts as first loss cover for the purchasing bank subject to invocation on defined delinquency, requires RBI/NHB accreditation and specified asset and issuer eligibility, mandates reporting and quick Government settlement of claims, charges a fee routed through the purchasing bank, and imposes ALM and capital maintenance obligations on originators.