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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>Base rate system requires banks to price new loans with reference to the base rate and allow fee-free switches.</h1> Banks must determine lending rates with reference to a Base Rate replacing the BPLR system from 1 July 2010; the Base Rate applies to all new loans and renewals, existing BPLR loans may run to maturity, and borrowers may switch to the Base Rate on mutually agreed terms without any fee.

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