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AI Drafter ✕

Generate professional replies to Show Cause Notices, assessment orders, audit objections, and other legal communications using TaxTMI's AI Drafter.

Step 1 – Issue Identification & Review

The AI analyses your query, notice, order, or uploaded documents and identifies the key issues involved.

• Review the issues identified by the AI
• Add, edit, remove, or refine issues as required


Step 2 – Draft Generation

Once you approve the issues, the AI performs issue-wise legal research and prepares a structured draft response.

• Relevant statutory provisions
• Judicial precedents and Supreme Court, High Court and other citations
• Issue-wise legal analysis
• Practical arguments and supporting content
• Professionally structured draft ready for further review.

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        Case ID :
        Income Tax

        Merger of Bharatiya Mahila Bank with State Bank of India

        April 7, 2017

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        The Cabinet in its meeting on 15th March, 2017 has approved the proposal of acquisition of Bharatiya Mahila Bank with State Bank of India. It has come into effect on 1st April, 2017. The merger is aimed at economies of scale and operational efficiency leading to improved supervision process, compliance and productivity in addition to better risk management. There were 103 branches of Bharatiya Mahila Bank functioning in the county as on 31.03.2017. Bharatiya Mahila Bank had extended loans of ₹ 191.09 crore to women entrepreneurs till 31.03.2017 and the NPAs in BMB was ₹ 5.25 crore.

         This was stated by Shri Santosh Kumar Gangwar, Minister of State in the Ministry of Finance in written reply to a question in Lok Sabha today.

        Bank merger consolidating a gender-focused lender into a larger bank to secure economies of scale and stronger supervision. Approval of the acquisition of Bharatiya Mahila Bank by State Bank of India effected on the stated effective date consolidates a gender-focused banking institution into a larger public-sector bank to achieve economies of scale, enhanced operational efficiency, strengthened supervision and compliance, improved productivity and better risk management; the merger record notes the bank's branch network, loan portfolio to women entrepreneurs and reported non-performing assets as transactional context.
                          Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                            Provisions expressly mentioned in the judgment/order text.

                                Bank merger consolidating a gender-focused lender into a larger bank to secure economies of scale and stronger supervision.

                                Approval of the acquisition of Bharatiya Mahila Bank by State Bank of India effected on the stated effective date consolidates a gender-focused banking institution into a larger public-sector bank to achieve economies of scale, enhanced operational efficiency, strengthened supervision and compliance, improved productivity and better risk management; the merger record notes the bank's branch network, loan portfolio to women entrepreneurs and reported non-performing assets as transactional context.


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