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<h1>Twin Balance Sheet reforms: strengthened insolvency framework and RBI restructuring tools to enhance loan resolution and recovery.</h1> Twin Balance Sheet problem from over-leveraged companies and mounting non-performing assets has been addressed through enactment of a strengthened insolvency framework and targeted amendments to recovery statutes, complemented by sector-specific interventions. Institutional and regulatory measures include additional Debt Recovery Tribunals and central bank tools such as Corporate Debt Restructuring, Joint Lenders' Forum, long term project loan structuring, Strategic Debt Restructuring and Sustainable Structuring of Stressed Assets to facilitate restructuring and recovery of bank loans.