<h1>Experts Call for Reforms in Rural Cooperative Banks to Boost Financial Inclusion and Support Indian Farmers.</h1> A national conference in Lucknow discussed the challenges and potential of rural cooperative banks in India. These banks, crucial for providing affordable credit to farmers, face issues such as governance, management, and regulatory compliance. Historically, cooperatives have struggled, contributing minimally to rural credit needs. Despite recent improvements, many cooperatives still lack financial strength and face governance issues. The conference emphasized the need for reforms, including adopting technology and improving governance, to enhance cooperatives' roles in financial inclusion and rural development. The goal is to reposition cooperatives as socio-economic entities and leverage their infrastructure for broader financial inclusion.