<h1>Priority sector classification: urban cooperative banks may finance agriculture and open branches within approved areas, with ATM rules.</h1> UCBs may extend operations into semi-urban and peripheral rural areas within their approved area and open branches anywhere in that area; they are permitted to finance direct and indirect agricultural activities which qualify as priority sector advances. Off-site/mobile ATM permissions depend on FSWM status and a net-worth threshold: FSWM UCBs meeting the net-worth criterion may open such ATMs without prior approval but must report openings promptly, whereas those not meeting the criterion require prior approval.