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of <h1>RBI Allows Banks to Include Stamp Duty in LTV Ratio for Affordable Housing up to Rs. 10 Lakh.</h1> The Reserve Bank of India has issued a circular permitting banks to include stamp duty, registration, and other documentation charges in the cost of a house when calculating the Loan to Value (LTV) ratio, applicable to houses costing up to Rs. 10 lakh. This initiative aims to promote affordable housing for economically weaker sections. The announcement was made by the Minister of State in the Ministry of Finance in a written response to a question in the Lok Sabha.
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