<h1>Banking Regulation Act supervision strengthens oversight of rural bank operations, paired with audits and grievance redressal mechanisms.</h1> Supervision under the Banking Regulation Act, 1949 and periodic statutory audits, together with internal and external inspections, constitute the core framework to detect and remedy irregularities in rural banking. Banks must maintain internal control systems and governance bodies such as Audit Committees; observed deviations are subject to remedial action. Complementary mechanisms include Vigilance Cells, Risk Management and Investment Committees, and the Banking Ombudsman Scheme for grievance redressal, with government-forwarded complaints routed to the concerned bank or authority for action.