<h1>Macroprudential regulation influences bank performance and explains ownership and size differences in stability and credit growth.</h1> The paper links three macroprudential dimensions-capital adequacy, provisioning norms and loan classification-to bank performance measured by return on assets, net interest margin, Z score and advances growth, finding retail deposit dependence raises profitability, larger banks show greater stability and slower credit growth, and ownership differences (notably lower credit growth and stability at foreign banks) are in part explained by macroprudential measures.