<h1>RBI Tightens Loan Restructuring Guidelines After Complaints, Recommendations from Working Group and Stakeholder Feedback.</h1> The Reserve Bank of India received five complaints about irregularities in loan restructuring at public sector banks, including one from the Institute of Cost Works Accountants of India and another from a Member of Parliament. A Working Group was formed to review and address misuse of the restructuring mechanism, leading to recommendations for tightening guidelines. Based on these recommendations and stakeholder feedback, the RBI issued detailed restructuring guidelines on May 30, 2013. This information was disclosed by a Minister of State in the Ministry of Finance in a written reply to the Rajya Sabha.