<h1>RBI Guidelines: Banks to Convert Crop Loans for Cyclone-Hit Farmers in Andhra Pradesh, Offer Relief Measures.</h1> The Reserve Bank of India has issued guidelines for banks to provide relief to farmers affected by natural calamities. Measures include converting crop and agriculture loans into term loans with a repayment period of 3 to 10 years, non-compounding of interest, and a moratorium period of at least one year. The guidelines also suggest relaxed security norms and fresh loans for affected farmers. Following the declaration of 371 Mandals in Andhra Pradesh as cyclone-affected, the State Level Bankers Committee and District Coordination Committees have instructed banks to implement these relief measures. This was confirmed by the Minister of State for Finance in a Lok Sabha session.