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August 27, 2026
Show AI Summary
Retirement annuity selection prioritises payout structure, taxation, insurer strength and flexibility over brand comparison for informed retirement decisions.
Retirement planning may combine market-linked accumulation during working years, deferred annuities that lock future guaranteed income, and immediate annuities that convert retirement savings into regular payments. Annuity choice depends on whether the priority is higher income, continuation for a surviving spouse, or return of capital on death. Product comparison should consider market-linked growth versus income certainty, taxation of annuity income at applicable slab rates, insurer strength, and flexibility in deferment, payout frequency and policy loans.
August 27, 2026
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Foreign exchange inflows through deposit and borrowing measures provided near-term rupee support amid lower crude prices.
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August 27, 2026
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Preferential trade agreement exploration advances bilateral market access, pharmaceutical cooperation, investment partnerships, and diversified trade.
India-Morocco economic cooperation is expanded through the seventh Joint Commission framework, targeting deeper and more diversified trade, investment, industrial collaboration and market access across goods and services. An India-Morocco Joint Working Group is to examine bilateral trade opportunities and the feasibility of a preferential trade agreement, including tariff and non-tariff barriers, improved market access and trade facilitation. Cooperation also addresses pharmaceutical market authorisation and approval timelines, food safety, sustainable agriculture, renewable energy, artificial intelligence, healthcare, and phosphates and fertilisers.
August 26, 2026
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Hybrid cyber fraud exploits stolen smartphones and intercepted verification codes to compromise digital banking and payment accounts.
Hybrid cyber fraud combines physical smartphone theft with digital financial exploitation. Offenders obtain screen-lock credentials, steal devices and use control of the active SIM card to intercept verification codes and reset UPI and digital banking credentials. Preventive measures include withholding PINs, passwords and OTPs; avoiding storage of financial and identity records on phones; and immediately blocking the SIM card and freezing digital banking and UPI services after a theft.
August 26, 2026
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CEPA review aims to expand bilateral trade engagement, address export barriers, and support regulatory registrations for exporters.
India and Japan are considering a review of the Comprehensive Economic Partnership Agreement to make the bilateral trade framework more contemporary and expand its scope, scale and commercial opportunities. The review is linked to balanced trade and to identifying export barriers arising from procedural requirements, language issues and time involved in market access. Regulatory compliance assistance may support product registrations required for overseas markets, including costly chemical registrations and pharmaceutical registrations.
August 26, 2026
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Personal loan reward eligibility depends on successful campaign-period disbursal, alongside review of borrowing costs and repayment capacity.
Loan Utsav 2026 provides a limited-period reward bundle to eligible customers whose personal loan is successfully disbursed during the campaign period, subject to applicable terms and conditions. Personal loans are collateral-free and available subject to eligibility, customer profile, documentation and applicable loan terms. Applicants may choose a loan amount and repayment tenure based on their requirements. Extended tenures can reduce monthly EMI obligations but may increase total interest payable. Customers should review interest rates, EMI, processing charges, other loan costs and repayment capacity before accepting a loan offer.
August 26, 2026
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Deep-tech investment cooperation advances through capital corridors, innovation bridges, manufacturing integration and startup pitching platforms for cross-border growth.
India-Japan startup cooperation is proposed to advance through a deep-tech capital corridor, a two-way innovation bridge, manufacturing and technology integration, and joint startup pitching platforms. Collaboration is directed towards patient capital, early-stage research, deep-tech commercialisation, technology validation, precision manufacturing, investment and market access. The partnership also emphasises MSME integration with startups and global supply chains, co-investment mechanisms, plug-and-play infrastructure, and institutional links among universities, research institutions, incubators and industry.
August 26, 2026
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Sugar price-control measures combine raw-sugar imports, stockholding limits and export restrictions to curb retail price pressures.
Sugar price-control measures combine authorised raw-sugar imports, stockholding limits for dealers and bulk consumers, and an existing export prohibition to address elevated domestic prices. Imports are permitted within the specified period, while stockholding restrictions seek to curb speculation and hoarding. Retail prices continued to rise despite lower ex-mill prices, and the regulatory approach focuses on augmenting supply, limiting stock accumulation, and preventing export-related pressure on domestic availability.
August 26, 2026
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Alternative dispute resolution enabled settlement of long-pending disputes, alongside reporting on court administration and regulatory compliance concerns.
Legal developments include resolution of long-pending tenancy, commercial and property disputes through a special Lok Adalat mechanism, including a digitally signed international settlement. Other matters concern a challenge to a riot-related murder conviction, allegations of administrative irregularities and selective case listing, fast-track court pendency, cancellation of a recruitment process following suspected examination malpractice, fraudulent identity documents used to claim citizenship, medical-qualification standards, and opposition to uranium exploration and mining.
August 26, 2026
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MSME co-lending supports digital paperless credit delivery through rural banks for underserved rural and semi-urban enterprises.
SIDBI-RRB MSME co-lending arrangement is proposed for expansion to increase credit access for micro, small and medium enterprises in rural and semi-urban areas. The arrangement combines SIDBI's understanding of MSME credit requirements with Regional Rural Banks' local reach. SIDBI's Co-Lending Origination Platform provides an end-to-end digital credit process intended to enable faster, paperless loan processing, in-principle sanction communication, documentation and direct account disbursement without branch visits.
August 26, 2026
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Input tax credit mismatch alone cannot support fraud-based GST demand without an assessing officer's recorded satisfaction of fraud or suppression.
Section 74 GST demand proceedings require the assessing officer's independent satisfaction of fraud, wilful misstatement or suppression of facts. An input tax credit mismatch or alleged short payment alone cannot establish these conditions. Unsupported assertions of suppression for invoking extended limitation are insufficient, and audit objections cannot replace the assessing officer's satisfaction. A show cause-cum-demand notice lacking factual allegations of a deliberate device to evade tax or avail excess input tax credit is vulnerable.
August 26, 2026
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Fraudulent Aadhaar procurement exposes identity-verification gaps and prompts disclosure, expedited investigation, deportation, and statutory review measures.
Fraudulent procurement of Aadhaar and other identity documents by foreign nationals who infiltrate borders may undermine identity verification, immigration control and national security. Coordinated action is required to trace and deport such persons, prevent re-entry, strengthen document verification, and complete investigations without delay. Amendments to the Aadhaar Act are to be considered to assist investigating agencies, while a dedicated procedure is required to address border infiltration and human trafficking. Aadhaar enrolment records are to be supplied to police, followed by timely deportation proceedings.
August 26, 2026
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Foreign investment liberalisation proposals receive industry support, subject to preserving AIF treatment, grandfathering, and prospective application.
Proposed foreign-investment liberalisation, including treatment of stakes below 10 per cent and a greater role for market forces in valuation, is welcomed. Preservation of the existing treatment of Alternative Investment Funds under the IOCC framework is emphasised, together with grandfathering of transactions and funds undertaken under the current regulatory position. Newly introduced requirements should operate prospectively to support a simpler, predictable and investment-friendly foreign-investment framework.
August 26, 2026
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India market expansion guides Nestle 's volume-led growth, export-hub development and long-term investment without compromising product quality.
Nestle 's India strategy focuses on volume-led growth, wider consumer reach, portfolio development, efficiency improvements and sustained long-term investment. Growth is intended to combine increased household penetration with pricing, premiumisation, affordability and value offerings. India is also intended to develop further as a production and export hub for global markets, supported by manufacturing capacity and expanding overseas supplies. Product quality and consumer interests remain constraints on the pace of expansion.
August 26, 2026
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Credit awareness through regular score and report review supports responsible borrowing, error detection, and informed credit management.
Free online access to the Credit Pulse Report is available through the Bajaj Finance website. Users verify their registered mobile number through OTP authentication, provide identifying particulars including PAN and date of birth, and then view the available credit score. The report may be reviewed and downloaded to examine repayment history, active credit accounts, recent enquiries and other recorded credit information. Periodic review can help identify unfamiliar accounts, inaccurate repayment records, overdue amounts, unupdated information and changes in credit utilisation.
August 26, 2026
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Credit lifecycle consistency requires facility-specific treatment so UPI-linked credit records, repayments and customer obligations remain aligned.
CARD91's Credit Lifecycle Consistency Framework calls for facility-specific treatment of Credit Line on UPI transactions and continuing credit events. Credit limits, outstanding balances, repayments, refunds, reversals and EMI conversions should be accurately connected to the relevant customer account and applied according to the underlying facility's terms. Bank policy, customer consent, transaction controls and portfolio actions should remain aligned. Customer-facing applications, statements and alerts should consistently reflect available credit, outstanding obligations and repayment schedules, while disputes and manual corrections follow documented, reviewable processes.
August 26, 2026
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Non-revolving credit lines require term-loan structures supporting multiple drawdowns without replenishing sanctioned limits for NBFC lending products.
Proposed restrictions on revolving credit facilities for most NBFCs would generally require credit products to operate as term loans, rather than facilities in which principal repayment automatically restores the available borrowing limit. Compliance may require technology capable of managing multiple drawdowns within an approved sanction, separate repayment schedules, amortisation and servicing workflows, while preventing repaid principal from replenishing the sanctioned limit.
August 26, 2026
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Reciprocal trade tariffs intensify as negotiations confront market access, cultural protections, industrial safeguards, and sovereignty concerns.
US-Canada tariff escalation involves reciprocal import duties following failed negotiations over market access and trade in dairy, alcoholic beverages, automobiles, steel, aluminium and softwood lumber. United States tariff action relies on a rarely used trade-law power permitting duties against countries considered to discriminate against American businesses, without a prior investigation or stated time limit. Negotiations also raised concerns about protection of major industries, cultural protections and Canada's freedom to conclude trade agreements with other countries.
August 26, 2026
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Diaspora engagement supports skilled mobility, investment links, remittances, and citizen welfare while encouraging compliance with local laws.
Indian diaspora engagement in Japan supports bilateral goodwill, business links, investment opportunities and people-to-people ties. Skilled Indian professionals are encouraged to understand local requirements, learn Japanese language and culture, and pursue opportunities in healthcare, trades, engineering, artificial intelligence, accountancy and maritime work. Diaspora members are also encouraged to maintain connections with India, contribute through digital education and knowledge-sharing, and comply with local laws and regulations. Remittances and government support for citizens' welfare, safety and crisis assistance abroad are recognised as important aspects of diaspora engagement.
August 26, 2026
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Semiconductor and AI cooperation advances through industry engagement, investment facilitation, and accelerated economic partnership review.
India-Japan cooperation in semiconductors and artificial intelligence is being strengthened through industry engagement, investment facilitation, technology partnerships and an economic-security-oriented framework. India's semiconductor strategy covers chip design, machinery and materials, fabrication, ATMP/OSAT, research, and talent development, supported by Semicon India initiatives. Bilateral engagement also seeks to address industry concerns, expand manufacturing and innovation partnerships, and accelerate review of the Comprehensive Economic Partnership Agreement to reflect emerging economic opportunities.

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FAQs - ACES

November 25, 2009

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What is ACES?

ACES stands for Automation of Central Excise and Service Tax. It is a centralized, web based software application which automates various processes of Central Excise and Service Tax for Assessees and Department, and gives complete end to end solution. Any Assessee can register with Department using ACES application, can file tax return, claims & intimations, track its status and get online messages.

How many parts are there in ACES?

ACES application has two parts, one is for Central Excise and other for Service Tax. Assessee has to register separately to use each of them.

What are the various Central Excise processes covered in ACES?

In ACES, the various processes of Central Excise automated are - Registration, Returns, Refunds & Rebate, Claims & Intimations, Provisional Assessments, Exports, Dispute Resolution and Audit.

What are the various Service Tax processes covered in ACES?

In ACES, the various processes of Service Tax automated are - Registration, Returns, Refunds, ST3A, Dispute Resolution and Audit.

Who can use ACES?

Any person who wishes to transact any business with Central Excise or Service Tax Department can use ACES.

For what can I use ACES?

ACES can be used for:

    - Online registration and amendment of registration details

    - Electronic filing of documents such as Returns, Claims, Intimations and permissions

    - Online tracking of the status of applications, claims and permissions

    - Online facility to view documents like Registration Certificate, Returns, Show Cause Notice, Order-In-Original etc.

Can a user register with ACES application if one does not have PAN Number?

Yes, a user not having PAN number can register with ACES application. PAN number is required if Assessee wants to file a refund claim.

What is the name and URL of the ACES homepage?

ACES website, known as ACES Homepage, is hosted at www.aces.gov.in.

From where I can access ACES Homepage?

You can access the ACES homepage in either of the following ways:

    - Directly accessing through www.aces.gov.in

    - Visit www.cbec.gov.in, choose English version and click on "Automation of Central Excise and Service Tax (ACES)" hyperlink

    - Visit CBEC website at www.icegate.gov.in, goto 'Useful Links' menu and click on "Automation of Central Excise and Service Tax (ACES)" hyperlink

What are the salient features of ACES homepage?

ACES homepage is an interface for users/ Assessees to access the Central Excise and Service Tax applications. The website also enables users to make online payment through e-Payment option, download the Returns offline utilities through Download option. The website also keeps track on latest updates of the ACES application and gives links to various other sites under CBEC.

What is LMS and where it is available?

Learning Management Software abbreviated as LMS is self learning software developed in flash. The software demonstrates to use various functionalities across ACES application. The software is accessible through Help section of ACES homepage. You need to have flash player installed at your computer along with speakers before using the same.

How to login into ACES application?

Visit www.aces.gov.in and then click on Central Excise or Service Tax button to reach ACES login page.

How to access Central Excise (CE) application?
Visit www.aces.gov.in, click on Central Excise button and, enter your username and password to login in to Central Excise application.

How to access Service Tax (ST) application?

Visit www.aces.gov.in, click on Service Tax button and, enter your username and password to login in to Service Tax application.

What are the links mentioned on the login page?

There are following links appearing on the login page:-

    - Click here to Register with ACES:

To register yourself with ACES application, if you are a new user, this link be used

    - Forgot your password:

 To retrieve your password in case you forget it

    - Know your location: 

To know your Commissionerate, Division and Range, with their exact addresses, based on name of the State

    - Know you location based on locality:

To know your Commissionerate, Division and Range, with their exact addresses, based on Pin Code

I am a new user, how do I get registered with ACES?

You need to click on "Click here to Register with ACES" link on the login page and submit the form "Registration with ACES" by furnishing a self-chosen user ID and e-mail ID. System checks for availability of the chosen User ID and generates a password. It will be sent to your email. This is not a statutory registration required under Central Excise or Service Tax Laws, but registration only with the ACES application.

Do I need separate user id and email id for Central Excise and Service Tax applications?

Yes, you have to maintain user id and password for Central Excise and Service Tax application separately. But same email ID can be used for both the applications.

I am already Registered with the Department, do I have to register with ACES again?

No, your existing data in SACER/SAPS will be migrated to ACES. System will automatically send a TPIN mail with password to your e-mail id, existing in SACER/SAPS database. You have privilege to choose the user name on first Login.

Can I change my user-id?

Username (User Id) once selected cannot be changed.

Can I change my password?

Yes, you can change your password anytime using Change Password feature within ACES application. New users are forced to change their password at first time of login.

Can I share my user-id and password with others?

Sharing username or password is not a good practice as it is confidential data. It is strongly advised not to share your User Id or password to others for security issues.

If I share my User Id or Password with somebody what will be the implication?

In case of sharing these credentials, you will be the whole sole responsible and liable if any thing goes wrong.

In which Email Id I will get mails and alerts from ACES?

Before filing a registration form all communications will be sent to the Email Id mentioned during the registration with ACES. Later communications will be sent to the Email Id mentioned in the statutory form (A1/A2/A3/ST1).

Can I give more than one e-mail Ids while registering with ACES?

While filling the A1, A2 or A3 registration form you can mention the emails at page no.1 and 3 but email will be sent only on the email Id mentioned at page 1.

Can I change my e-mail id for correspondence?

Yes, you can change your email id by amending your registration or you can approach your Range Officer to get your email id changed.

What is TPIN?

For the existing Assessees, whose data is migrated from SACER/SAPS into ACES, the system generates a TPIN (Temporary Personal Identification Number) and password for initial access to the application. The format of TPIN is t+'9 digit number' (e.g. t012345678). A message with details for accessing ACES is sent to the email Id available in Assessee's registration details. The message contains a hyperlink to User Name selection screen in ACES, and password for the Assessee.

When the Assessee accesses ACES application for the first time through the hyperlink, TPIN is auto populated and assessee has to enter the new User Name that would be used for accessing ACES, password as provided in the mail, new password and details of security question. The system authenticates the user based on the password entered and checks for availability of desired User Name.

Once the User Name and password are assigned successfully, the TPIN is deactivated, and all subsequent logins are possible using the selected credentials.

While trying to login into ACES, error message appears "Your account is blocked". Please help.

If user has entered incorrect user name or password 5 consecutive times, respective user account gets blocked by the system. In such situation, please contact your respective Range Officer to get your account unblocked and have respective password regenerated, if required.

While trying to login into ACES, error message appears "The login Information is wrong. Please try again. Your password will be blocked after 5 attempts". Please help.

This message appears when user is not entering his/her username or password correctly or has forgotten the correct credentials. In such cases it is suggested that the user should contact his/her Range Officer to have the password regenerated. Upon regeneration user will receive an auto-email with correct credentials. Alternatively, user can use "Forgot Your Password" feature on the login page to retrieve his/her password.

I have provided my details to Range Officer but I have not received yet the TPIN mail so that I can login into the ACES system.

This happens in case email address provided is not valid and the TPIN mail would not reach to the assessee. Please contact your Range Officer and get your email id verified/corrected in the ACES application and request for regeneration of the password.

After clicking on TPIN link provided in the TPIN mail, a page opens where I fill all the desired information. When I submit this form, it throws an error "You are not a valid migrated user".

It is possible that your assessee registration details are not properly migrated into ACES from the existing database. So please approach the Range Officer on this or log a complaint with Service Desk.

I am trying to login into the ACES, it throws error "Content Management Server is down". Please help.

You are requested to try after some time and log a complaint with Service Desk.

I am not able to login into ACES application as error message "Your registration is either rejected or surrendered" appears. Please help.

It is possible that your registration has been either rejected or your surrender request has been approved by the department. Please contact your range officer for further enquiry.

I have filed for a Dealers Registration. Now when I try to take a print of the A-1 form filed, the system is saying that the "Paper size specified by you is not supported by your printer". In fact the printer can support upto A-3 size printing.

If you are using Mozilla FireFox then this problem may be due to an error in the configuration of Mozilla FireFox. Sometimes the default paper size is set to A4 instead of Letter.

The possible resolution may be as follows:-

    - Enter about:config in the address bar of FireFox.

    - Next in the filter bar type print.printer_PostScript. This filters out all but the entries that start with this string.

    - Find the entry print.printer_PostScript/default.print_paper_height, double click it and change the value to 279.40.

    - Next find print.printer_PostScript/default.print_paper_name, and change this entry to Letter.

    - Finally find print.printer_PostScript/default.print_paper_width and change it to read 215.90.

    - Close FireFox and re-open.

I am unable to file ER-1 as when I click on Submit button, no action seems to be taken place, the same is not working and shows error on page.

This is an internet browser settings specific issue, where some features of browser which are necessary for application are not enabled.

Please follow the following steps and try to submit the form again:-

    - Open an Internet Explorer window and Goto Tools -> Internet Options.

    - Click on the Security Tab. Change the Security level by moving the slider to Medium-High setting as shown in the attached screenshot -> Click Ok tab

    - Open a new browser window and again try to upload the file.

Is there any time delay the user is automatically signed out?

Yes, current session time out is 30 minutes. If system is idle for 30 minutes and there is no transactions between the pages, you will have to login again into ACES.

What is Service Desk?

In case of any difficulty in accessing or using the ACES application, Assessees can seek help of the ACES Service Desk.

How to contact Service Desk?

You can contact ACES Service Desk by sending email to Service Desk or calling up national toll-free number given in ACES homepage at Help Section.


What is the minimum systems requirement to use ACES application?

The minimum systems requirement to use ACES application is following:-

    - Processor:- Intel Pentium III or higher

    - RAM:- 256 MB or higher

    - HDD:- 80GB or more

    - Web Browser:- I.E. 6.0 or above, Netscape 6.2 or above

    - MS Excel 2003 or above

    - Sound card with speakers for LMS

Can I file digitally signed document in ACES?

Digitally signed document is acceptable in ACES. But at present this facility is disabled.

Topics

Acts Income Tax