<h1>Nidhi company half-yearly return requires disclosure of membership, deposits, loans, unencumbered deposits and financial ratios.</h1> Form NDH-3 requires Nidhi companies to file a half yearly return detailing corporate and branch information, membership movements, categorized deposit balances (opening, received, repaid, closing), loan balances by security with disbursements and realizations, litigation particulars, and a financial summary including paid up capital, reserves, Net Owned Funds and the ratio of Net Owned Funds to Deposits. It mandates disclosure of unencumbered term deposits with bank/post office placements, attachments (member list with PAN and deposit amounts), and signed verification plus professional certification with statutory liability for false certification.