Renewal of Registration: intermediaries must cease activities after expiry unless renewed; clients must be transferred without additional cost. Intermediaries must submit a complete renewal application three months before certificate expiry; absent a complete application by expiry they must cease intermediary activities, transfer client accounts to another registered intermediary before expiry, and may not undertake fresh business after expiry. No renewal can be sought post-expiry; post-expiry filings are treated as fresh registration applications. If renewal is refused or received late, the intermediary must cease activities and transfer clients within any specified period. Voluntary surrender requires prior transfer of client accounts, and clients must not bear additional costs. Incomplete applications are treated as no application.