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of <h1>India Revises Interest Rates on Small Savings Schemes for 2014-15; Time Deposits See Slight Increase, Savings Deposits Unchanged.</h1> The Government of India, following recommendations from the Shyamala Gopinath Committee, has revised interest rates for various small savings schemes for the financial year 2014-15. Effective from April 1, 2014, the interest rates for savings deposits remain at 4.0%, while time deposits and recurring deposits see slight increases. For example, 1-year and 2-year time deposits rise from 8.2% to 8.4%, and 5-year time deposits increase from 8.4% to 8.5%. Other schemes such as the Senior Citizens Savings Scheme (SCSS), Monthly Income Scheme (MIS), and National Savings Certificates (NSC) maintain their previous rates. Notifications will be issued separately.
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