All-in-cost ceiling for trade credits remains in force and financing periods must align with the operating cycle. The existing all-in-cost ceiling for trade credits for imports will continue to apply until review; Category-I authorised dealer banks must ensure trade credit periods are linked to the operating cycle and the trade transaction, maintain strict compliance, and note that all other aspects of trade credit policy remain unchanged, with directions issued under the Foreign Exchange Management Act and without prejudice to other statutory permissions.