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Issues: (i) Whether the right to obtain a personal decree had been abandoned in the plaint; (ii) whether the claim for a personal decree was barred by limitation.
Issue (i): Whether the right to obtain a personal decree had been abandoned in the plaint.
Analysis: The plaint did not show any waiver or abandonment of the right to a personal decree. The pleadings and the original decree indicated that recovery of the balance from the judgment-debtors or their properties remained open. The only qualification was that execution of the personal decree would be subject to the U.P. Debt Redemption Act.
Conclusion: The contention of abandonment was rejected, and the right to a personal decree was upheld.
Issue (ii): Whether the claim for a personal decree was barred by limitation.
Analysis: Section 19 of the Limitation Act postpones the starting point for a fresh period of limitation from the date of the signed acknowledgment. The acknowledgment did not have to be separately registered. Since the mortgage deed was registered and contained a personal covenant, Article 116 of the Limitation Act applied, giving six years from the date of acknowledgment. The claim was therefore within time.
Conclusion: The plea of limitation was rejected, and the personal decree was held to be within limitation.
Final Conclusion: The appeal failed, and the order granting a personal decree was sustained.
Ratio Decidendi: A signed acknowledgment under Section 19 of the Limitation Act gives rise to a fresh limitation period from the date of signature, and where the suit is founded on a registered mortgage deed containing a personal covenant, Article 116 of the Limitation Act governs the limitation period.