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....riters) (Amendment) Regulations, 2011, w.e.f. 5-7-2011 read as under: "Effect of refusal to grant certificate of permanent registration. 11. The underwriter whose application for grant of certificate of permanent registration has been refused by the Board, on and from the date of receipt of the communication, shall not carry on any activity as an underwriter: Provided that the Board may, in the....