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....gulation read as follows: "38. Manner of Holding enquiry before Suspension or Cancellation.─( 1) For the purpose of holding an enquiry under regulation 37, the Board may appoint one or more enquiry officers. (2) The enquiry officer shall issue to the credit rating agency a notice at the registered office or the principal place of business of the credit rating agency, setting out the....

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....rovided that no lawyer or advocate shall be permitted to represent the credit rating agency at the enquiry; Provided further that where a lawyer or an advocate has been appointed by the board as a presenting officer under sub-regulation (6), it shall be lawful for the credit rating agency to present his case through a lawyer or advocate. (6) If it is considered necessary, the enquiry officer....