Cognizance of offences

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....o court shall take cognizance of any offence punisha­ble under section 138 except upon a complaint, in writing, made by the payee or, as the case may be, the holder in due course of the cheque;           (b)  such complaint is made within one month of the date on which the cause of action arises under clause (c) of the proviso to section 138....

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.... due course, as the case may be, maintains the account, is situated; or (b) if the cheque is presented for payment by the payee or holder in due course, otherwise through an account, the branch of the drawee bank where the drawer maintains the account, is situated. Explanation.- For the purposes of clause (a), where a cheque is delivered for collection at any branch of the bank of the ....