Negotiation by delivery

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....romissory note, bill of exchange or cheque payable to bearer is negotiable by delivery thereof. Exception : A promissory note, bill of exchange or cheque deliv­ered on condition that it is not ....

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....bsp;       (b)  A, the holder of a negotiable instrument payable to bearer, which is in the hands of A's banker, who is at the time the banker of B, directs the bank....