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    <title>Cutting Costs Without Cutting the Future: A Fat, Muscle and Nerve Review for Struggling Clients</title>
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    <description>Cost reduction should distinguish waste from spending that supports revenue, quality and operational resilience. The fat, muscle and nerve framework eliminates low-value expenditure, protects value-producing costs and retains accounting, internal controls, statutory compliance, cybersecurity, insurance and audit while improving efficiency. Proposed savings should be assessed for permanence and their effects on sales, quality, customer satisfaction, compliance and risk. Workforce reductions should be considered after other options, using fair, documented selection criteria and complying with applicable notice and statutory payment requirements. Employers should check applicable thresholds and requirements and take advice before reducing headcount.</description>
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