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      <description>Employees acting individually cannot borrow, or allow dependent family members to borrow, from brokers, money lenders, subordinate employees, or entities dealing with the Authority. They cannot incur race-meeting debts, lend privately to an IFSC Unit, or have personal dealings with such a unit for regulated financial services. Private guarantees and indemnities require prior permission. Cooperative credit society loans and surety arrangements are permitted, while debt-instrument subscriptions and prescribed investments or transactions are excluded from prohibited lending or personal dealings.</description>
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