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    <title>Speculation in stocks, shares, investments etc.</title>
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    <description>Employees are prohibited from badla trading and from trading or speculating in stocks, shares, securities, or commodities. Employees possessing unpublished price sensitive information must not encourage others to deal in related financial products or financial services. Each employee is deemed an insider and is subject to the applicable insider-trading framework, including the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015, as amended, or other notified regulations.</description>
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