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    <title>Functions and obligations of the KRA</title>
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    <description>KYC Registration Agencies must maintain interoperable and secure systems for KYC records, including electronic connectivity, secure data transmission, independent validation, record storage and retrieval, and dissemination of client updates to relevant intermediaries. They must protect records against loss, tampering and unauthorised access, maintain separate backups, conduct periodic control and system audits, rectify deficiencies, and comply with data protection requirements. Access by regulated entities must be limited to their own clients&#039; records and require client consent, while all KYC record uploads, modifications and downloads must be auditable.</description>
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