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    <description>Payment Service Providers must use a risk-based framework to identify critical services received or planned to be received from Third-party Service Providers. Assessment is required at the commencement of operations and at regular intervals. Criticality must consider the service&#039;s financial, operational and strategic importance, acceptable disruption tolerance for dependent critical operations, the nature of shared data or information, and the ease or lack of substitutability of the service.</description>
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