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    <title>Manner and sharing of leads</title>
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    <description>Insurance Web Aggregators must use Lead Management Systems to record visitor details, leads and preferences, disclose potential sharing of particulars, and permit selection of up to three insurers. Leads may not be transmitted beyond preferred insurers; where no preference is made, transmission is limited to three insurers in the relevant class based on need analysis. Lead transmission must protect prospect information and follow information-technology security procedures. Annual system audits, Audit Committee review and corrective action are required, while insurers must post policy details after converting a lead.</description>
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