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    <description>Where an insurance web aggregator has arrangements to distribute products for more than one insurer in a particular line of business, it must display the list of those insurers to prospects and provide details of all available products. Disclosures must include coverage scope, policy term, premium payable, premium terms, and other relevant information. The product proposed for sale must be based on the prospect&#039;s needs analysis, ensuring needs-based distribution free from conflicts of interest.</description>
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      <description>Where an insurance web aggregator has arrangements to distribute products for more than one insurer in a particular line of business, it must display the list of those insurers to prospects and provide details of all available products. Disclosures must include coverage scope, policy term, premium payable, premium terms, and other relevant information. The product proposed for sale must be based on the prospect&#039;s needs analysis, ensuring needs-based distribution free from conflicts of interest.</description>
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