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    <title>Effect of refusal to renew the certificate</title>
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    <description>Refusal of renewal requires an applicant to cease acting as an insurance intermediary from the effective date specified in the communication to the IIIO. A refused IIIO must continue servicing existing contracts only until their expiry or for a maximum of six months, whichever is earlier, and must arrange for another registered IIIO in the same category to attend to those contracts. The Authority may seek details of those arrangements.</description>
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      <description>Refusal of renewal requires an applicant to cease acting as an insurance intermediary from the effective date specified in the communication to the IIIO. A refused IIIO must continue servicing existing contracts only until their expiry or for a maximum of six months, whichever is earlier, and must arrange for another registered IIIO in the same category to attend to those contracts. The Authority may seek details of those arrangements.</description>
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