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    <description>Regulation 3 defines the framework for insurance intermediaries in an International Financial Services Centre, including eligible applicants, certificates of registration and intermediary categories. Insurance brokers comprise direct, reinsurance and composite brokers, with permitted solicitation, arrangement and risk-management functions. Corporate agents, surveyors and loss assessors, and third-party administrators have distinct insurance servicing, loss-related and health-service roles. It also defines responsible personnel, insurance self-network platforms, telemarketing-related solicitation, and insurers regulated in their home jurisdiction.</description>
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