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    <title>2026 (9) TMI 643 - KERALA HIGH COURT</title>
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    <description>MSME borrowers seeking revival and rehabilitation protection must raise eligible MSME status and seek a corrective plan or rehabilitation in response to a SARFAESI demand notice. A secured creditor must examine a properly raised claim and may need to keep further enforcement measures in abeyance where the claim warrants acceptance. A belated MSME-protection claim cannot reopen earlier SARFAESI measures or a consequential auction notice when it was not raised in the initial response or prior proceedings. The Henderson Principle, constructive res judicata and Order II Rule 2 prevent later assertion of grounds that could and should have been raised earlier. The statutory remedy before the Debt Recovery Tribunal remains available.</description>
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