https://www.taxtmi.com/news?id=74490 Retirement planning may combine market-linked accumulation during working years, deferred annuities that lock future guaranteed income, and immediate annuities that convert retirement savings into regular payments. Annuity choice depends on whether the priority is higher income, continuation for a surviving spouse, or return of capital on death. Product comparison should consider market-linked growth versus income certainty, taxation of annuity income at applicable slab rates, insurer strength, and flexibility in deferment, payout frequency and policy loans. en-us Thu, 27 Aug 2026 10:31:02 +0530 Thu, 27 Aug 2026 10:31:02 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=74490 Retirement planning may combine market-linked accumulation during working years, deferred annuities that lock future guaranteed income, and immediate annuities that convert retirement savings into regular payments. Annuity choice depends on whether the priority is higher income, continuation for a surviving spouse, or return of capital on death. Product comparison should consider market-linked growth versus income certainty, taxation of annuity income at applicable slab rates, insurer strength, and flexibility in deferment, payout frequency and policy loans. News - Thu, 27 Aug 2026 10:31:02 +0530 https://www.taxtmi.com/news?id=74490