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    <title>CARD91 Introduces Five-Point Credit Lifecycle Consistency Framework for Credit Line on UPI</title>
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    <description>CARD91&#039;s Credit Lifecycle Consistency Framework calls for facility-specific treatment of Credit Line on UPI transactions and continuing credit events. Credit limits, outstanding balances, repayments, refunds, reversals and EMI conversions should be accurately connected to the relevant customer account and applied according to the underlying facility&#039;s terms. Bank policy, customer consent, transaction controls and portfolio actions should remain aligned. Customer-facing applications, statements and alerts should consistently reflect available credit, outstanding obligations and repayment schedules, while disputes and manual corrections follow documented, reviewable processes.</description>
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    <pubDate>Wed, 26 Aug 2026 11:01:03 +0530</pubDate>
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