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    <description>SARFAESI measures should ordinarily be challenged through the effective remedy before the Debts Recovery Tribunal under Section 17, with writ jurisdiction reserved for recognised exceptional circumstances such as procedural or natural-justice breaches. Disputed one-time settlement proposals, including the authority to make them, completeness of terms and compliance with payment conditions, require factual inquiry and cannot be summarily enforced in writ proceedings. Delayed settlement instalments cannot be compelled merely by offering interest, as this would impose contractual obligations on the secured creditor. Parties may pursue available remedies concerning the settlement proposal, with rights and contentions reserved.</description>
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